Debt Collection Process

My car was scheduled to be repossessed. The repo man called me, IDed himself as State Police, and told me to ?

surrender my car or I would be arrested the next day. I was able to make my payment soon after that and keep my car but I'm still disturbed that the repo agent basically impersonated the police. Is that a legal debt collection technique? It's in Illinois I have his phone number, it's on my caller ID. Also he told me to call him back to inform him of where I would put the car so he could pick it up, so I called him back as well.

Public Comments

1. NO, It is highly illegal to impersonate a police officer. What state are you in? Here is a link to use, if I knew the state I could get more technical. http://www.legalmatch.com/law-library/article/impersonating-a-police-officer.html Just to add find out the repo company they use in your area and if you can narrow it down to who called they can be arrested . You may not need to read it all but at the bottom tells you what they can/will do for impersonating an officer. http://www.illinois.gov/pressreleases/ShowPressRelease.cfm?SubjectID=1&RecNum=6121
2. Nobody is allowed to impersonate the police. Its not a legal debt collection technique, its a crime. File some complaints- with state or local police, and whatever govt agency is in charge of the repo guys company. .
3. That is illegal.You could have him arrested for impersonating a police officer. Also read up on the internet about repo laws in your state. Most states have a "Right of peaceable Repo" law.And they cannot arrest you, that guy was just trying to bully you.
4. hi, no it isn't & u should let the company know about it. but don't be late on another payment if u do this. good luck i know how hard it is today to keep up with all of the bills. bb
5. No, it is never legal to falsely misrepresent oneself as an officer of the law.