Debt Collection Process

can I file for personal bankruptcy under california bankruptcy law if I'm married and have a job? bankruptcy

Bankruptcy law in California? I am thinking about filing chpt 7 bankruptcy and wasnt sure about the law. If i do file, does that mean that all my debts (credit cards ect) will be wipped clean or will I need to pay this back? How does that work? I just lost my job and there is NO WAY i can pay off my debts for who knows how long it will take to get another job. It seems chapter 7 would be the way to go. Or does somebody recommend something else?

I am a California lawyer but I want to practice bankruptcy law in Florida, will it be okay? Be nice! The answer is yes. Federal Administration laws and in House Counsel... Well, you can be narrow-minded, but you have to be kind, at least try!

Bankruptcy Law in California? I need info thanks.?

laws about filing bankruptcy in California I am married and want to file separetly, I want my whole debt to be cleaned? Does anyone know the law in California? Will they go after my husband?

What are the new bankruptcy laws in California? How much do you have to pay back and how long do they give u?

Anybody have any useful info about bankruptcy laws in California? My close relatives are thinking about declaring bankruptcy, they're at least 100-150 thousand dollars in debt. They can just make the minimum payments, and sometimes not even, and now one of them isn't working so, doesn't seem to be much hope for them. They also have a very large mortgage, and are forced to sell their house. The house is in both their names (they're married). Some of their credit cards are joint accounts, like they both have cards with the same number. If they declared bankruptcy, could one of them just do that, rather than both of them? The majority of the money that they owe is on the husband's credit cards, but some of the money like I said is joint. Any advice on that, from anyone that's been through it? Any good bankruptcy lawyers agencies in the Los Angeles area? Thanks. :o)

Can charged-off credit card debts be relieved in Chapter 7 Bankruptcy in California? Is there anyone who's had recent experience with Chapter 7 debt relief in California, under the new bankruptcy laws? I know that original credit card debts with banks can be listed in Chapter 7 BK, but can accounts that have gone over 5-6 months and have already been sold to collection agencies be included as well? I have someone telling me that the charge-offs cannot be relieved, only the original creditors such as WAMU, BofA, Discover Card etc. What have you found to be true? Thanks!

Bankruptcy in California? I want to file bankruptcy in california but i am married , all you the credit cars and loans are under my name only . If i file bankruptcy can i do it myself without my wife or by law do we have to do it together . If by law we have to do it together does it work if we get a divorce , since all the loans are under my name. and then i just do it .

Advise on BANKRUPTCY in CALIFORNIA? I am in debt...I want to file and I have some people saying yes and others saying no. I want to do you know the new law on that? Keep in mind I have a lot of credit cards and what not that adds up to about 6k or so and then I have three Car Repo as well that adds to 10K plus. I want to have a fresh start but want to know more info on it? All info is greatly appreciated?

Can you file bankruptcy on payday loans.......? My husband and I had to get payday loans in Ca. After a while of doing this we found out that we need to file. Can we use them in a bankruptcy. Please leave answer if you know the California laws. I'm so scared.

What's next after bankruptcy? I wonder how economy changes in California after bankruptcy. Would Federal government charge more taxes from us and make more strict laws to control us? Or would government make more job opportunity to us and make economy in California go well from the past?

I live in California, and my landlord says he's going to file bankruptcy, can I still get my Security Deposit? I moved out of the built-on apartment March 20th, 2009. My landlord did an inspection the night I was finished cleaning and said everything looked great, and to just give him 4 to 6 weeks to return my security deposit of $600 dollars. Now, I live in CA, and I did not know at the time that the time to return my deposit was 21 days. So, I waited until around the 25th/26th of April and gave him a phone call & left a message. He did not return my call until May 2nd. He said that he is planning to file bankruptcy within the next week, but he wants to return my deposit because he doesn't want to look like he's cheating people; however, he also said he will only return $500 of the deposit, because I left the place dirty (microwave, stove, shower, etc.) Now, I took pictures of everything, for this very reason, and told him so over the phone. He then says he actually needs the extra $100 dollars, and doesn't have it to pay me back in full, which is why he would only be able to send $500. He also said he could only send it in parts. He said on Monday, Tuesday at the latest, which was the 5th of May, he would send out a check for $300, and a 2 weeks later, he could send the other $200. I agreed. He has my current address, phone number, etc. Nothing arrived in the mail last week, and it is now the 12th of May. I have been moved out for 52 days now. I do know that I can file a small claims up to twice the amount of the deposit, however, I do not know what to do if he has filed bankruptcy? What are the laws for him filing bankruptcy, IF he has even filed yet, and me getting my deposit? Would I be able to get my security deposit back or is it just gone? I'm not trying to make this a huge deal for him; however, I just graduated college, it was my first place renting and I feel like I've been taken advantage of. I just want my money back if possible. Also, would there be any other legal issues, because I'm not even sure he's suppose to be renting out of his house. Like I said, it was a separate "small house" he built next to his garage, and he never had any real formal papers. Like, he wrote on a piece of paper that I had paid him first month's rent and a $600 security deposit, that I kept. So, would he get in trouble for renting out of his house if he's not legally a landlord? Is there anyway to find that out without asking, or would it just come up in court if I have to sue him?

Bankruptcy or pay debt off? In the long run which would be quicker to repair and restore my credit? I'm around $20,000 in debt give or take a little. Nearly $15,000 of that is for a car that was repossessed (which someone had co-signed on, so I have screwed their credit up as well.) First of all almost a year ago I was terminated on a retaliatory basis. I had gotten credit cards for emergencies while I was working there. The boss had me going out of town and I didn't have the money and he wasn't willing to pay or reimburse for these business trips, so I HAD to get a credit card. After being terminated I contacted the companies as I had been paying into the payment protection plan. Which of course, they refused to honor until I acquired the proof that I was no longer working there. I sent a request letter to the man I was working for and he refused to give me a letter of dismissal. So, my main questions are: -Should I file bankruptcy or pay off my debt? Which would be better on my credit? -Regardless of whether I file bankruptcy or not is there any way for me to contact the credit card companies and have them take off all of the overdraft fees, late fees, and reimburse, or deduct rather the months I was out of work that THEY SHOULD have been making the payments? IS this something I should even consider doing or is it a waste of time? -Or should I have them reimburse all of the months I paid into the payment protection plan? -How much will I have to pay back? -Is there a particular site where I can further research the NEW bankruptcy law? -Around how much will an attorney cost in California? Advice please!!!! Your advice is very much appreciated.

Pre-Law Help!!! I want to become a lawyer, need some advice!!! Any info at all is more than welcome!? I want to become a laywer, and just need some tips and advice on what i should do: what's the best school to go to, how should i prep for my lsats, and do you have to finish up at a 4 year university to go, or can u by pass all that lol. Just need some tips and tricks on pre law and becoming a lawyer. Like what classes should i take, whats the best major for it, and how long does it usually take to become one. Any assistance with this is more than appreciated. I need some help with this, and if im doing the right thing by going into the law field. I was thinking bankruptcy law or maybe family law, even business law has my attention right now. Which is the best category of law to go into and why? Is all that work & school really worth it in the end? How much does it cost overall? Tell me anythng u kno abt prelaw! Thank you so much for any info on this!!!! btw i live in california, but im sure becoming a lawyer has the same steps & process now matter where you live. Thank You!

foreclosure vs chapter7 california? 'm 25yrs old, have zero credit card debt, no student loans just my house that has just received a notice of default. Which would have a greater impact on my credit score a foreclosure or chapter 7 bankruptcy filing? I know a bankruptcy lasts about 7 years but how long does a foreclosure last, or better yet how soon can I buy a house after foreclosure? I'm fairly certain that a bankruptcy would be worse but i'm concerned that my lender might try or has the option to get a deficiency judgment since I refinanced a year ago. From what I understand the lender has two options (California Law) a private sale or judicial proceeding. I'm hoping for a private sale which will pretty much keep me in the clear. How often do lenders go with a judicial proceeding? Let me reiterate: Which would have a greater impact on my credit score a foreclosure or chapter 7? How long does a foreclosure last? How often do lenders go with a judicial proceeding? Will there be any tax liabilities? loan is about 450k, homes are now selling for 300k in my area, will the difference be taxed as income If the lender goes with a private sale?

Do you think it should be against the law (and something done about it) for a bankrupt company? to refuse to sell when a reasonable offer has been made? This is what is happening close to where I live. Along with hundreds of others in the timber industry losing their jobs. Pilgrims Pride stated that they wanted to make the glut of chickens go away so chicken prices could be raised. To me that just is not right!!! This was in out local paper: Pilgrim’s Pride’s northeastern Louisiana employees and chicken growers were left in limbo today as the company remained quiet about the latest $60 million offer to buy the company’s Farmerville Processing plants. State Sen. Mike Walsworth, who has been joining daily meetings of Gov. Jindal’s Pilgrim’s Pride Emergency Task Force, said that there were no new developments today. Pilgrim’s Pride didn’t return calls or an e-mail requesting an update on the status of the company’s decision. Meanwhile, the Louisiana Workforce Commission has scheduled a series of meetings on Monday through Thursday for the 1,300 workers who will lose their jobs if the complex is closed as scheduled in April. The Workforce Commission will also open a transition center on March 24 at the Pilgrim’s complex for the workers, where services such as job placement assistance, job counseling, job search workshops, unemployment insurance and other supportive services will be offered. All Workforce Commission services are free. Jindal and his staff have been working to broker a deal for Foster Farms of California to buy the northeastern Louisiana Pilgrim’s operation, with Foster Farms putting up $20 million and the state investing $40 million. The governor said that Foster Farms would also invest about $50 million in new equipment and agree to keep the work force intact for at least five years. Pilgrim’s Pride, which declared bankruptcy in December to reorganize, rejected the first $40 million offer from Foster and the state earlier this week, but took the $60 million offer under consideration. “Discussions continued (Thursday) between Pilgrim’s Pride and Gov. Jindal and his staff regarding the future of the company’s Farmerville complex,” Pilgrim’s spokesman Ray Atkinson said in a written statement on Thursday. “A revised offer was formally presented to the company (Thursday), and several potential alternatives were also discussed. At this time no agreement has been reached and no offer has been accepted.” State officials said Pilgrim’s executives originally said the company valued the plant at between $65 million and $70 million. Jackson said the company is closing the complex because of a glut of chicken on the market. Louisiana Attorney General Buddy Caldwell said this week he is looking into potential violations of Louisiana Unfair Trade Practices Act by Pilgrim’s Pride based on the possibility that the company could be trying to manipulate the chicken market by closing the plants. Caldwell spokesman Tammi Arender Herring said the attorney general is also investigating whether Pilgrim’s Pride is violating bankruptcy laws by holding up the sale of the complex.

Is there help for a displaced homemaker WITH a college degree and computer skills? I have "only" been out of the paid work force for the last 5 or 6 years if you count "substitute teacher" as a full-time job back in 2003 which it never is. I'm in a situation now where if I don't get a paid job soon I will wind up on the streets or forever dependent on the Battered Womens' Shelters. I have my Bachelor's degree in Environmental Science, type 80 wpm, have updated "office" computer skills coming out my ears, but find when every place I send the resume looks at how long ago my year and a half at a call center and a year as a Benefit Authorizer were, I get passed over and told nothing. Even temporary agencies like Manpower and Kelly - which I first signed on with in 1998 and 1994, respectively - can't find me temporary office or light industrial work of more than one day here and there. Jobs requiring a degree these days are also underhandedly off-the-record requiring recent verifiable work experience and saying that you have to have paid work history within the last five years. That is clearly discriminatory against recent-housewives but at this point my only hope of ever supporting myself would be to file a lawsuit against one of those companies and live off the winnings! I tried to re-enroll at the same university where I got my bachelor's, in a Biotechnology program, but have no way whatsoever to pay tuition again. I can't get loans because the original ones have gone into default while I was an unemployable housewife. (He wasn't making enough money to support both of us let alone pay either of our college debt) Also I have had one year of Law school and I do know enough to know that employers discriminating because of a Bankruptcy and other personal credit problems is illegal under California labor law. So what am I supposed to do to deal with all of this while I wind up on the streets or in a shelter trying to study for Biotech without being able to pay the tuition let alone buy books? All I am is a displaced homemaker and I find myself shlepped in with people who either have no education, no skills, drug or alcohol addictions, or criminal records, none of which I deserve to be lumped in with!

A question about Bankruptcy? I know you have to do the 'ticket in' as one of the new California laws but do you have to be in collections before you can do the ticket in? And after doing the ticket in do we have to wait an entire 6 months before filing chapter 7? Are there any links that I can access with this information? I'll greatly appreciate any help I can get concerning this matter. Thank You Gillian. Unfortunately we don't have any other alternative. Thanks to the housing market.

Question about mobile home parks, eviction, bankruptcy, etc...? I live in a mobile home park where the owner is threatening to file for bankruptcy and sell to a foreign investor (to build hotels!). I'm in california, and I'm wondering if there are any laws that protect us and our homes. These things can't be moved, and would lose all their value if they were, anyway. Many of us still owe mortgages. Anyone with some legal knowledge here?

Credit Card Companies will probably sue me? I will probably be sued by the credit card companies. I owe about $120,000 spread over about 11 cards. I have no way to pay them back and because of the new bankruptcy law I don't qualify for that either. I am sure they will eventually sue me for the debt and get a judgement against me. My question is, when this happens will the interest stop on the debt? How much of my income can they garnish? I'm in California if that makes a difference. Anyone that can help would be great.

I need a part-time job? Any Attorney's that need a Paralegal in California to prepare Bankruptcy, Family Law, Unlawful Detainers documents, please email me at lawmendez@yahoo.com

We MIGHT be filing/declaring bankruptcy. Please read on to understand the situation...? We are financially struggling here in California and now we have a baby. She has a birth defect so I, the mom, need to stay home to tend to my cute little baby girl. The only problem is that it's been real hard to catch up with all of our bills. We are in $50,000 debt and my husband makes about that much in a year (gross - if I spelled that right). I'm sure ya'll know it's pretty damn expensive here in CALI so we're trying to go back to Texas. My mother-in-law is opening her door to us and we are going to be living with her w/out having to pay any rent or utilities. Should we still file for bankruptcy in your opinion? My mother-in-law is worried that if we do that we will end up having to pay a very high interst rate when we're ready to buy a house. I'm pretty sure that we won't buy a house until 3-5 years from now. I know there are probably more cons then there are pros, but I guess I'm worried that in the future we won't be comfortable living with my mother-in-law anymore and we want to live in a apartment. So we'll still have to pay our debt and all of our new living expenses. Can anyone tell me will it be very hard to buy a house even if we'll be first time home buyers if we filed for bankruptcy?

Should I file bankruptcy? I am a 28 year old high school math teacher that ran up $60,000 in gambling debt on my credit cards. I take home $2200 a month and live in California. I rent an apartment for $675 a month and own a SUV worth $2500; I am single and have no kids. I have no assets and really no way of making the monthly payments on this debt. I have an appointment to see a credit counselor soon but am not all that optimistic that they can do anything to help. I am current on all my bills right now but I am approaching the cliff. 1 month ago I had a credit rating of 730. In an effort to get more $ to gamble with, I applied for more credit cards; the resulting inquries into my credit caused my score to drop to 650. I want to stop the financial bleeding. Will bankruptcy threaten my chances of going to law school; besides killing my FICO score, how else will bankruptcy hurt me. Any advice would be appreciated. P.S. Just so you know, I am addressing my gambling problem.

Good Bankruptcy websites? Need to get some info on filling for BK in California. I know some laws have changed..........any experts out there HELP!

Bankruptcy I have a 120K judgement (from a foreclosed mortgage) against me, wage garnishment and credit debt.? I have a judgment against me from the second mortgage holder on an investment house I bought that was foreclosed on. The first mortgage company foreclosed and sold the house (in Nevada) at auction. The second mortgage company didn't get settled thru foreclosure because of some law in Nevada so they came after me and won the judgment 120K. Now they have garnished my wages and I am barely making it (Single income, three kids high rent in So. Cal) I do not have ANY assets, and do have large credit card debts and reside in California. I was asked if the judgment was non-dischargeable- it does not say non-dischargeable. Is it my only solution to go bankrupt(not credit consultation nor counseling) 1) I'm not sure if I which chapter I should file under. 2) I do not have money for a highpriced lawyer- what are my options? (I have found flat rate attorneys and cut rate bankruptcy specialists) 3) What questions should I ask of prospective legal help before I commit to one service/attorney? Oh, more info, the home was bought on little down with our very good credit. There was no equity in it but was in an area of high rising appreciation (three years ago). But one day the developers of the housing tract lower the prices of the newest tract accross the street. They cut the price of the new identical homes by 100,000 dollars. We found our investment home devalued by 100,000 overnight and had aprox 90k in negative equity. We were previously renting it for a 300.00 a month loss- banking on quick equity by appreciation.

Help!! I have 2 important questions about bankruptcy!? Hi there, We are considering bankruptcy as our last resort - we can't even buy enough food with the state of our bills. We are well below the median income of California (we made a bit under 32K for a family of three this year). But I have two questions. 1. We have great credit, ironically. We have been paying the bills rather than buying other stuff, and haven't missed a payment. Should we miss a few payments before filing? I thought I heard that filing w/o missing payments "looked bad". As a side note, we also racked up a lot of debt in a huge hurry this summer, as the economy tanked and we ran out of things to sell to supplement the income and started buying food and gas on credit. So one card has been recently filled - the other two have been running at near max since late 2005. 2. We are in the process of having some family land (in another state) gifted to us by my Mother-In-Law. The land is unimproved, and the 2009 tax bill listed it as being worth 15K. Can we use the California System 2 house wildcard to protect this property? We will literally be outcast permanently from the family if we lose the land. Should I just put that process on hold for a year? We own nothing else of any value. The car is a Geo Metro, 1996, and everything in my rented trailer heaped together might cost 2,000 to replace. Maybe. Any advice much appreciated - although I *do* know about the pros and cons, thank you!

Bankruptcy question? Hello, My father owns a home in Nevada(second) and another home in California(primary). The home in California is going into Foreclosure. My question is my father would like to know if he files for a bankruptcy and includes all his credit card debt which is aprx. $25k, will the bankrupcty court or judge make him take out equity/or sell his other home that is in Nevada to pay off the debts? I know the laws have changed and would appreciate any help on this. Thank you all in advance, Rudy

Can a personal bankruptcy affect my LLC? So I have an LLC under my name, 100% ownership. I'm considering filing personal bankruptcy. Some facts that might help you help me. 1. I'm in California 2. I have $10,000.00 roughly in my LLC bank account, nothing else after that. 3. I have about $30,000.00 in non-secured debt. If I file a Chapter 7 (personal bankruptcy) assuming I qualify, will the trustee get a hold of my LLC and assets that are under that LLC? How will this affect my LLC, if it will affect it at all? I'm not too smart, I have no idea what laws apply so be nice but be honest... and speak like you're talking to your grandpa.

Why do the red states have the highest bankruptcy rates? IMHO, people who are ignorant about handling money and financial matters are the most likely to file bankruptcy (there are always exceptions such as financial hardships, emergencies, etc. But I'm just saying the preceding comment as a generality). People who are more aware and better educated about handling money are obviously more likely to not become bankrupt. 14 states were in the red category. Among these were: Alabama, Arkansas, Georgia, Kentucky, Mississippi, Tennessee, and of course Utah. Six of these states have among the lowest rates of high school and college graduates in the nation, but Utah is an odd exception. Even though Utah has high education standards, I did find another demographic that Utah has in common with the other states. The majority of the population of Utah are part of an organization that has some of the most archaic moral standards in the nation. Utah consistently lags behind the rest of the country on racial equality and sex issues. I think the only reason Utah allowed women to vote so early was so the Mormons could get a larger bloc of votes to pass laws in its favor, etc. Alabama, Mississippi, Arkansas, Georgia, and Tennessee are other states that have displayed the same type of archaic views of morality and bigotry. On the opposite end of the spectrum, such states as Massachusetts, Connecticut, Maine, Iowa, Vermont, and New Hampshire were all included in the group of 11 states with the fewest bankruptcy filings. These states are also consistently among the most progressive in the nation in terms of moral issues. Some of these states have among the highest percentages of college graduates. And, these six states I mentioned are also the only six states in the nation, thus far, to pass laws in favor of same-sex marriage. Most of the states with the greatest population, and most diverse population base were in the middle rankings: California, New York, Florida, Pennsylvania, and Illinois included. This is evidence to me that there is a deep connection between ignorance, bigotry, and moral standards. The states that generally have a greater percentage of people of higher intelligence and education, are the states that handle money better and are more accepting of diverse moral ideals. The states with people of lower intelligence and education, are those states which are more likely to handle money poorly, and be more bigotted and intolerant of diverse views.

Did illegals aliens do it again ? Westside Hospital Expected to Seek Bankruptcy Protection? The TIMES would rather have a right hand chopped off than write the phrase “Illegal Immigrant” and they would rather go into convulsions on broken glass that write “Illegal Alien”. http://www.latimes.com/business/la-fi-brotman20oct20,0,6590435.story?coll=la-home-center Brotman Medical Center, a key healthcare provider serving Los Angeles' Westside, is expected to seek protection from creditors in Bankruptcy Court as early as next week, according to three executives familiar with the matter. Administrators at the 420-bed hospital in Culver City have tried for months to avoid filing a bankruptcy petition but have continued struggling to pay its growing debt. Brotman became the center of a firestorm last month when state health inspectors released a report finding that doctors and nurses failed to provide proper care to a mentally disabled woman, who died after a series of medical mistakes. The medical center is expected to file under bankruptcy provisions that will give management more time to fix its financial problems. Since 1996, more than 70 community hospitals have closed across the state, with a disproportionate share -- more than 50 -- in Southern California. Regionally, 14 emergency rooms have closed in the last five years, including 10 in Los Angeles County. "Since 1996, more than 70 community hospitals have closed across the state, with a disproportionate share -- more than 50 -- in Southern California. Regionally, 14 emergency rooms have closed in the last five years, including 10 in Los Angeles County?" And does anyone know why? AnyoneThat's right! Because illegals continue to receive medical care and do not pay for it! And we can all thank GWB for refusing to enforce the immigration laws, refusing to fine employers who hire illegals and refusing to secure BOTH borders.

Someone explain this one to me?? ? How was my response a violation any help here??? The funny thing is I cut and pasted the news story from yahoo news!!!! Hello dez604 (dez604) You have posted content to Yahoo! Answers in violation of our Community Guidelines or Terms of Service. As a result, your content has been deleted. Community Guidelines help to keep Yahoo! Answers a safe and useful community, so we appreciate your consideration of its rules. Question: McCains son in a banking scandal? Question Details: The bank lost $73M while Andy McCain sat on the auditor board. He quickly resigned. How will this sit with voters? http://online.wsj.com/article/SB121876461747243159.html?mod=googlenews_wsj Deleted Answer: Don't you mean Joe Bidens Kid??? WASHINGTON - A son of Democratic vice presidential candidate Joe Biden was paid an undisclosed amount of money as a consultant by MBNA, the largest employer in Delaware, during the years the senator supported legislation that was promoted by the credit card industry and opposed by consumer groups. ADVERTISEMENT Barack Obama's presidential campaign said Biden helped forge a bipartisan compromise on the measure, which is now law and makes it harder for consumers to obtain bankruptcy protection in the courts. MBNA's consulting payments to Hunter Biden, first reported by The New York Times, followed his departure in 2001 from the company, where he had been an executive. Obama opposed the bankruptcy law, enacted in 2005, while Biden supported it. David Wade, a spokesman for the Obama campaign, said that "after working in the Clinton administration in the Department of Commerce on Internet privacy and online commerce issues, Hunter consulted for five years as an expert on these very same issues at a time of enormous expansion in online banking." At the time Hunter Biden was receiving consulting payments from MBNA, he also was a Washington lobbyist at a firm he had co-founded. "He was not a lobbyist for MBNA, and his work had absolutely nothing to do with the bankruptcy bill. Zero. Nothing," said Wade. Resurrecting Biden's role in the bankruptcy legislation could undercut one of the Obama campaign's lines of attack: That his Republican opponent, John McCain, is insensitive to the financial woes of middle-class Americans. Consumer and civil rights groups and unions, as well as Democratic opponents, had argued that the bankruptcy legislation was unfair to low-income working people, single mothers, minorities and the elderly, and would remove a safety net for those who have lost their jobs or face mounting medical bills. The financial services industry made the case that bankruptcy frequently is a refuge of gamblers, impulsive shoppers, divorced or separated fathers avoiding child support, and multimillionaires who buy mansions in states with liberal exemptions to shelter assets from creditors. When the Senate Judiciary Committee approved the bill early in 2005, Biden, Dianne Feinstein of California and Herb Kohl of Wisconsin were the only Democrats to vote with the Republican majority. Biden also voted for the bill on final passage in the Senate, while Obama voted against it. MBNA employees have poured more than $200,000 into Biden's Senate campaigns over the past two decades, making donors working for the credit card company the senator's largest source of campaign money. On the bankruptcy bill, the senator "took plenty of knocks from the largest employer in his state because he demanded changes," said Wade, the Obama campaign spokesman. "Sen. Biden improved the bill for low-income workers, women, and children. There were times when he believed amendments on both sides would have blown up a bipartisan compromise backed by three quarters of the Senate. At those moments, Sen. Biden had to make the tough calls and he voted to pass a bill." In a separate matter in which Hunter Biden's lobbying activities were referenced, he and Biden's brother Jim have been sued for allegedly defrauding an ex-business partner. In the lawsuit filed last year in state court in New York, Anthony Lotito says that he got a call from Jim Biden in early 2006 saying that Sen. Biden was concerned with the impact that Hunter's lobbying activities might have on the senator's expected campaign for the 2008 Democratic presidential nomination. According to the lawsuit, Jim Biden said his brother had asked him to seek Lotito's assistance in finding employment for Hunter in a non-lobbying capacity. The lawsuit says that Lotito later was cut out of a business arrangement with Jim and Hunter Biden to purchase a Wall Street hedge fund. Nicholas Gravante, a lawyer for the Bidens, said that Lotito's claim that Sen. Biden told his brother that he was concerned about his son's lobbying activities is completely baseless. "There is absolutely no connection between Joe Biden and this lawsuit. The case is without merit and it will be dismissed," said Gravante, a partner at the firm of Boies, Schiller & Flexner. Violation Reason:Not

Are you starting to realize the Economy is the issue to dump the Republican Mantra? It's a matter of pay now or pay letter. Republicans are all for lower taxes and smaller government except when their greed gets them in financial trouble. Here is the issue that you are dealing with... Since the Stock Market collapse of 1929 a system of checks and balances was instituted as the economy grew to keep greed in check. However, after Ronald Reagan took office and developed the theory of Trickle Down economics, They began to chip away at several levels of checks and balances. One of the first levels that they attacked were the Unions. Unions offered a level that reported abuses in the labor market. Second was deregulation where they actually removed regulation by allowing business to move off shore where inspection and over sight where non-existent... then they moved to gut the budgets of regulatory agencies that were left, to stop over-site. Usury laws were thrown to the wind and bankruptcy laws were changed to protect the rich. (Look up Usury Laws) Example: There are only 8 inspectors for all the livestock sold for food in California. Providing 30 percent of all the meat eaten in the United States and exported. The result is that you have lead painted toys for your children to play with, food is polluted with chemicals and Salmonella and Wall Street Collapses in a heap and your 401K falls through the floor while Oil prices shoot threw the roof because they changed the rules to allow speculation in the Oil market and fought alternative energy. All the while the Republicans keep claiming your taxes are to high and the reason is it's Ear Marks were causing it which equal less than 1 percent of the US budget . We need to start thinking smarter and get back to enforcement of good sound banking rules and reduce greed out of the equation. We need over sight at all levels of both government and business. We need to pay those taxes necessary to enforce regulation and stop investing billions in "Wars to No Where". Think where we would have been financially if we had not swallowed "Georges War to No Where" based on a lie. Wake up America!!! Obama for President

I need help with writing up a pleading for a Motion to Extend Stay on a Foreclosure. Good Samaritan Attorney?? I work at an Attorney's office in Northern/Bay Area California for a family law attorney. However, I need Bankruptcy/Foreclosure help and I don't think the Bankruptcy attorney at my office is too keen on helping for free. So I've done all the research I can but I would like some help please, for those of you willing to give some legal advice. My parents ligitimately were granted their Chapter 7. However, my dad has many health problem's and has been in and out of work and hospitals lately, not to mention he retires this year. My mom is younger but has had back problems, cancer scares and had been recently attacked and physically assaulted and can't work at night due to trauma. They ligitimately could no longer afford to pay their home. Although they have been trying hard to find ways to rent or lease a home ever since they knew their home would foreclose, they have been having trouble as their creditor Motioned for a relief from stay about a couple of months ago. According to public records they received their Notice of Trustee's Sale on Aug 14th, 2008, but I'm not sure the date of the sale (they have 3 weeks??). I've prolonged typing up a Motion to Extend and am still not only unsure of how to type it up, since I am only an Attorney's assistant 6 months long. Not only that, I'm not sure if it's a Motion to Extend that I should file. I'm also interested in filing a Request to Produce Documents if I still hve time to seek proof that the lender physically has possesion of the note. Do I have time to file that if the Trustee's Sale has been issued? My guess is my Motion to Extend will be formatted as a Declaration declared by my father with Exhibits as to why he needs and requests the motion (two children still living with him at home, both in college; one grand daughter firmly emotionally attached to grandparents, therefore having hard time finding new home to accommodate them, children, and granddaughter... their inability to work steadily due to health problems and proof of hospital stays and health conditions; my parents gave their stimulus check to my sister for the baby and to help her get a car to commute to school because she'd been walking and taking the bus this whole time, etc.) Ladies and Gentlemen, if I were to want to file this by tomorrow or Friday morning, do I stand a chance? Am I filing what I need to file correctly? I am but a mere college student myself - my job at the law office is only 2-3 days a week otherwise I'd financially help my parents myself and get them the proper legal help they need. They had earlier consulted with a shady legal "advisor" in which the preliminary hearing recognized and allowed them an extension to file their paperwork. But currently, if they are to get kicked out, they don't have much options where to go, I can't see my family out on the streets - no real local family for help, I live in a tiny studio with 500 sq. ft. to call my own.... my sister is still interning and will graduate shortly, having regular garage sales at home to help pay for gas and diapers, and my brother stopped working 20 hours less to finish his last transfer year in college to become a police officer or firefighter. Please help if you can and anything that you could reliably offer would be greatly appreciated. I know this was long but I've been up for hours typing this and I need a helping hand so bad. What can I offer in return? I photograph.... I do freelance graphic design.... just ask. Thanks and I appreciate and anticipate your response. -S

What do U think of Pushing For Amnesty here what are your real thoughts? If you are unhappy with the question stop complaining and answer the ones more suitable to you..If reading is a true hardship please answer a easier question. .Our Border Patrol and individual police departments are hamstrung by restrictions on the handling of illegals picked up for crimes. Very often, because of DHS restrictions, criminals are released on their own recognizance only to disappear into the underground to continue their criminality. One illegal, arrested on a misdemeanor, was found to have 20 different aliases and three prior convictions in three other states for crimes including drug trafficking, burglary and theft. When local police try to deal with criminals who are also illegal, they face federal investigations for abusing the "rights" of illegals. There are such accusations against Maricopa County, Ariz., Sheriff Joe Arpaio and similarly, against Sheriff Daron Hall, Davidson County, Tenn. "Guest worker programs" – sounds good until it's a way for employers to hire at lower wages than Americans need, thus driving wages down for everyone. "Bringing 11 million people out of the shadows" means amnesty. It's a pat-phrase for giving citizenship to people who broke the law to be here. The 11 million figure is low. Estimates are upward of 20-30 million illegals here now. If this law passes, several million more would rush here to be swept in before the effective date. There is no consideration of how states would deal with the influx of "legal" demands on their infrastructure, economy and budgets. California verges on bankruptcy now – too much spending, not enough income. Gov. Schwarzenegger maintains that the cost of illegal aliens has no effect on the deficit. They must be stopped, and you can do it. http://www.wnd.com/index.php?fa=PAGE.view&pageId=104444 sign a form agreeing to abide by the law at all times and what makes you think in actual fact they will not be back in a day or two ?

Medical Bills owed. Hospital out of business. Collection Agency billing me.? I had medical insurance and went out of network to have back surgery in Feb. 2007. The hospital billed my insurance company $204,000. The insurance company paid over $160,000 of that. They tried to collect $45,000 from me. I wrote letter after letter letting them know that I was not not due to pay that money. I told them my insurance company paid what was customary for the surgery and they wouldn't be getting anymore money from me. I never got a response. I sent one letter registered mail with no response. I started ignoring the bills as they came in. I did save them all though. My doctor preformed surgery at a hospital that has since gone out of business and filed bankruptcy in August 2008. The hospital had already reported me to collections. Every two weeks I get another bill in the mail. I have one that added on a mysterious $7000. Then the next week I receive a bill saying that I owe $7000 less. Then I received another bill saying that I owe the mysterious added on $7000 again. Another thing is I live in Nevada but had the surgery in California. Who's law do I follow? Should I send another letter registered mail and let them know that I am working out the charges and I will call them to settle the bill once I have gone through all the charges and let them know that I will be negotiating an amount with them? How do I get a line by line itemized bill if the hospital is out of business? I would hate to file bankruptcy because I think I live pretty well and I don't want to sell off anything that I own but I don't want them to start garnishing my wages either. I used to have a credit score of over 800. I am putting on property protection by filing a homestead declaration. My husband and I combined do not make that much money put together. Can someone please help?

Why should Calif. obey Federal Government Immigration Laws? Currently, there are a large number of liberal district Rep.(many with hispanic surnames) who are doing all they can to ensure that California does not conform to Federal Gov. Immigration laws designed to end or eliminate Illegal immigration. Calif is on the brink of bankruptcy, has many financial problems, prison shortages etc. and the list goes on. Why would these represenatives do anything to limit or curtail removing people who are here illegally and many would say were the reason California is failing. Is this the start of Mexico/Pro's trying to take over/reconquista California. Will Gov. Schartzneggar agree to this when the bill is presented to him? To NOT OBEY Federal laws on immigration? http://www.theconservativevoice.com/article/30972.html

Are these the kind of People the Clinton's roll with???? and will more mainstream media cover this????? I have seen Liberals on here for days hammering Republicans about Craig, and as a republican, I want craig to be punished to the fullest extent of the law. But poor conduct goes both ways, now spin this one liberals. By the way Foxnews.com is covering the story haven't seen it on cnn.com yet, Democratic fundraiser is a fugitive in plain sight template_bas template_bas California authorities have sought businessman Norman Hsu for 15 years. Since 2004, he has carved out a place of honor raising cash for such candidates as Hillary Rodham Clinton. By Chuck Neubauer and Robin Fields, Los Angeles Times Staff Writers August 29, 2007 WASHINGTON -- For the last 15 years, California authorities have been trying to figure out what happened to a businessman named Norman Hsu, who pleaded no contest to grand theft, agreed to serve up to three years in prison and then seemed to vanish. "He is a fugitive," Ronald Smetana, who handled the case for the state attorney general, said in an interview. "Do you know where he is?" Hsu, it seems, has been hiding in plain sight, at least for the last three years. Since 2004, one Norman Hsu has been carving out a prominent place of honor among Democratic fundraisers. He has funneled hundreds of thousands of dollars in campaign contributions into party coffers, much of it earmarked for presidential hopeful Sen. Hillary Rodham Clinton of New York. In addition to making his own contributions, Hsu has honed the practice of assembling packets of checks from contributors who bear little resemblance to the usual Democratic deep pockets: A self-described apparel executive with a variety of business interests, Hsu has focused on delivering hefty contributions from citizens who live modest lives and are neophytes in the world of campaign giving. On Tuesday, E. Lawrence Barcella Jr. -- a Washington lawyer who represents the Democratic fundraiser -- confirmed that Hsu was the same man who was involved in the California case. Barcella said his client did not remember pleading to a criminal charge and facing the prospect of jail time. Hsu remembers the episode as part of a settlement with creditors when he also went through bankruptcy, Barcella said. The bulk of the campaign dollars raised by major parties comes from the same sources: business groups, labor unions and other well-heeled interests with a long-term need to win friends in the political arena. But the appetite for cash has grown so great that politicians are constantly pressured to find new sources of contributions. Hsu's case illustrates the sometimes-bizarre results of that tendency to push the envelope, often in ways the candidates know nothing about. As a Democratic rainmaker, Hsu -- who graduated from UC Berkeley and the Wharton School of Business -- is credited with donating nearly $500,000 to national and local party candidates and their political committees in the last three years. He earned a place in the Clinton campaign's "HillRaiser" group by pledging to raise more than $100,000 for her presidential bid. Records show that Hsu helped raise an additional $500,000 from other sources for Clinton and other Democrats. "Norman Hsu is a longtime and generous supporter of the Democratic Party and its candidates, including Sen. Clinton," Howard Wolfson, a spokesman for the campaign, said Tuesday. "During Mr. Hsu's many years of active participation in the political process, there has been no question about his integrity or his commitment to playing by the rules, and we have absolutely no reason to call his contributions into question or to return them." Wolfson did not immediately respond Tuesday night to questions about Hsu's legal problems. Though he is a fugitive, Hsu has hardly kept a low profile. The website camerarts.com, which sells photographs taken at political events, features shots of Hsu at several fundraisers he hosted at Manhattan's elegant St. Regis hotel -- including a June 2005 luncheon for Rep. Doris Matsui (D-Sacramento). Hsu lives in New York City. Efforts to contact him were unsuccessful. Barcella said Hsu chose to respond through his lawyer. Records show that Hsu has emerged as one of the Democrats' most successful "bundlers," rounding up groups of contributors and packaging their checks together before delivering the funds to campaign officials. Individuals can give a total of $4,600 to a single candidate during an election cycle, $2,300 for the primaries and $2,300 for the general election. One example of the kind of first-time donors Hsu has worked with is the Paw family of Daly City, Calif., which is headed by William Paw, a mail carrier, and his wife, Alice, who is listed as a homemaker. The Paws -- seven adults, most of whom live together in a small house near San Francisco International Airport -- apparently had never donated to national candidates until 2004. Over a three-year period, they gave $213,000, including $55,000 to Clinton and $14,000 to candidates for state-level offices in New York. The family includes a son, Winkle Paw, who Barcella said was in business with Hsu. Another son works for a Bay Area school board, while one daughter works for a hospital and another for a computer company. "They have the financial wherewithal to make their own donations," Barcella said. "It didn't come from Norman." edit/// mymadsky, you just made my point, for every Craig there is a Barney Frank, For every Fund raising scandal there will be one from the other side, can we get back to discussing the real issues on here!!!

What do you think Of this? Reguarding Iraq? I think It very likely!!Written by Raymond S. Kraft This is HISTORY THAT HAS BEEN LEFT OUT OF OUR TEXTBOOKS. MANY OF YOU ARE NOT OLD ENOUGH TO REMEMBER THAT NEARLY EVERY FAMILY IN AMERICA WAS GROSSLY AFFECTED BY WWII. MANY OF YOU DON'T REMEMBER THE RATIONING OF MEAT, SHOES, GASOLINE, AND SUGAR. NO TIRES FOR OUR AUTOMOBILES, AND A SPEED LIMIT OF 35 MILES AN HOUR ON THE ROAD. NOT TO MENTION, NO NEW AUTOMOBILES. READ THIS AND THINK ABOUT HOW WE WOULD REACT TO BEING TAKEN OVER BY FOREIGNERS. ----- Historical Significance: Sixty-three years ago, Nazi Germany had overrun almost all of Europe and hammered England to the verge of bankruptcy and defeat, and had sunk more than four hundred British ships in their convoys between England and America for food and war materials. At that time the US was in an isolationist, pacifist mood, and most Americans wanted nothing to do with the European or the Asian war. Then along came Pearl Harbor on December 7, 1941, and in outrage Congress unanimously declared war on Japan , and the following day on Germany , which had not yet attacked us. It was a dicey thing. We had few allies. France was not an ally, as the Vichy government of France quickly aligned itself with its German occupiers. Germany was certainly not an ally, as Hitler was intent on setting up a Thousand Year Reich in Europe . Japan was not an ally, as it was well on its way to owning and controlling all of Asia . Together, Japan and Germany had long-range plans of invading Canada and Mexico , as launching pads to get into the United States over our northern and southern borders, after they finished gaining control of Asia and Europe . America 's only allies then were England , Ireland , Scotland , Canada , Australia , and Russia . That was about it. All of Europe, from Norway to Italy , except Russia in the East, was already under the Nazi heel. America was certainly not prepared for war. America had drastically downgraded most of its military forces after W.W.I and throughout the depression, so that at the outbreak of WW2, army units were training with broomsticks because they didn't have guns, and cars with "tank" painted on the doors because they didn't have real tanks. And a huge chunk of our navy had just been sunk or damaged at Pearl Harbor . Britain had already gone bankrupt, saved only by the donation of $600 million in gold bullion in the Bank of England, that was actually the property of Belgium , given by Belgium to England to carry on the war when Belgium was overrun by Hitler (a little known fact). Actually, Belgium surrendered on one day, because it was unable to oppose the German invasion, and the Germans bombed Brussels into rubble the next day just to prove they could. Britain had already been holding out for two years in the face of staggering losses and the near decimation of its air force in the Battle of Britain, and was saved from being overrun by Germany only because Hitler made the mistake of thinking the Brits were a relatively minor threat that could be dealt with later, and first turning his attention to Russia , at a time when England was on the vergeof collapse, in the late summer of 1940. Ironically, Russia saved America 's butt by putting up a desperate fight for two years, until the US got geared up to begin hammering away at Germany . Russia lost something like 24 million people in the sieges of Stalingrad and Moscow alone... 90% of them from cold and starvation, mostly civilians, but also more than a 1,000,000 soldiers. Had Russia surrendered, Hitler would have been able to focus his entire war effort against the Brits, then America . And the Nazis could possibly have won the war. All of this is to illustrate that turning points in history are often dicey things. And now, we find ourselves at another one of those key moments in history. There is a very dangerous minority in Islam that either has, or wants and may soon have, the ability to deliver small nuclear, biological, or chemical weapons, almost anywhere in the world. The Jihadis, the militant Muslims, are basically Nazis in Kaffiyahs -- they believe that Islam, a radically conservative form of Wahhabi Islam, should own and control the Middle East first, then Europe , then the world. And that all who do not bow to their will of thinking should be killed, enslaved, or subjugated. They want to finish the Holocaust, destroy Israel , and purge the world of Jews. This is their mantra. There is also a civil war raging in the Middle East -- for the most part not a hot war, but a war of ideas. Islam is having its Inquisition and its Reformation, but it is not known yet which will win -- the Inquisitors, or the Reformationists. If the Inquisition wins, then the Wahhabis, the Jihadis, will control the Middle East, the OPEC oil, and the US , European, and Asian economies. The techno-industrial economies will be at the mercy of OPEC -- not an OPEC dominated by the educated, rational Saudis of today, but an OPEC dominated by the Jihadis. You want gas in your car? You want heating oil next winter? You want the dollar to be worth anything? You better hope the Jihad, the Muslim Inquisition, loses, and the Islamic Reformation wins. If the Reformation movement wins, that is, the moderate Muslims who believe that Islam can respect and tolerate other religions, and live in peace with the rest of the world, and move out of the 10th century into the 21st, then the troubles in the Middle East will eventually fade away, and a moderate and prosperous Middle East will emerge. We have to help the Reformation win, and to do that we have to fight the Inquisition, i.e., the Wahhabi movement, the Jihad, Al Qaeda and the Islamic terrorist movements. We have to do it somewhere. And we can't do it everywhere at once. We have created a focal point for the battle at a time and place of our choosing........in Iraq . Not in New York , not in London , or Paris or Berlin , but in Iraq , where we are doing two important things. (1) We deposed Saddam Hussein. Whether Saddam Hussein was directly involved in 9/11 or not, it is undisputed that Saddam has been actively supporting the terrorist movement for decades. Saddam is a terrorist. Saddam is, or was, a weapon of mass destruction, who is responsible for the deaths of probably more than a million Iraqis and two million Iranians. (2) We created a battle, a confrontation, a flash point, with Islamic terrorism in Iraq . We have focused the battle. We are killing bad people, and the ones we get there we won't have to get here. We also have a good shot at creating a democratic, peaceful Iraq , which will be a catalyst for democratic change in the rest of the Middle East , and an outpost for a stabilizing American military presence in the Middle East for as long as it is needed. World War II, the war with the German and Japanese Nazis, really began with a "whimper" in 1928. It did not begin with Pearl Harbor . It began with the Japanese invasion of China . It was a war for fourteen years before America joined it. It officially ended in 1945 -- a 17 year war -- and was followed by another decade of US occupation in Germany and Japan to get those countries reconstructed and running on their own again ... a 27 year war. World War II cost the United States an amount equal to approximately a full year's GDP -- adjusted for inflation, equal to about $12 trillion dollars. W.W.II cost America more than 400,000 killed in action, and nearly 100,000 still missing in action. The Iraq war has, so far, cost the US about $160 billion, which is roughly what 9/11 cost New York . It has also cost about 3,000 American lives, which is roughly EQUAL TO the 3,000 lives that the Jihad snuffed on 9/11. But the cost of not fighting and winning W.W.II would have been unimaginably greater -- a world dominated by German and Japanese Nazism. This is not 60 minute TV shows, and 2 hour movies in which everything comes out okay. The real world is not like that. It is messy, uncertain, and sometimes bloody and ugly. Always has been, and probably always will be. The bottom line is that we will have to deal with Islamic terrorism until we defeat it, whenever that is. It will not go away if we ignore it. If the US can create a reasonably democratic and stable Iraq , then we have an " England " in the Middle East , a platform, from which we can work to help modernize and moderate the Middle East . The history of the world is the clash between the forces of relative civility and civilization, and the barbarians clamoring at the gates. The Iraq war is merely another battle in this ancient and never ending war. And now, for the first time ever, the barbarians are about to get nuclear weapons. Unless somebody prevents them. We have four options: 1. We can defeat the Jihad now, before it gets nuclear weapons. 2. We can fight the Jihad later, after it gets nuclear weapons (which may be as early as next year, if Iran 's progress on nuclear weapons is what Iran claims it is) 3. We can surrender to the Jihad and accept its dominance in the Middle East, now, in Europe in the next few years or decades, and ultimately in America . 4. Or, we can stand down now, and pick up the fight later when the Jihad is more widespread and better armed, perhaps after the Jihad has dominated France and Germany and maybe most of the rest of Europe . It will, of course, be more dangerous, more expensive, and much bloodier. If you oppose this war, I hope you like the idea that your children, or grandchildren, may live in an Islamic America under the Mullahs and the Sharia, an America that resembles Iran today. The history of the world is the history of civilizational clashes, cultural clashes. All wars are about ideas, ideas about what society and civilization should be like, and the most determined always win. Those who are willing to be the most ruthless always win. The pacifists always lose, because the anti-pacifists kill them. Remember, perspective is every thing, and America 's schools teach too little history for perspective to be clear, especially in the young American mind. The Cold war lasted from about 1947 at least until the Berlin Wall came down in 1989. Forty-two years. Europe spent the first half of the 19th century fighting Napoleon, and from 1870 to 1945 fighting Germany World War II began in 1928, lasted 17 years, plus a ten year occupation, and the US still has troops in Germany and Japan . World War II resulted in the death of more than 50 million people, maybe more than 100 million people, depending on which estimates you accept. The US has taken more than 3,000 killed in action in Iraq . The US took more than 4,000 killed in action on the morning of June 6, 1944, the first day of the Normandy Invasion to rid Europe of Nazi Imperialism. In W.W.II the US averaged 2,000 KIA a week -- for four years. Most of the individual battles of W.W.II lost more Americans than the entire Iraq war has done so far. But the stakes are at least as high ... A world dominated by representative governments with civil rights, human rights, and personal freedoms .. or a world dominated by a radical Islamic Wahhabi movement, by the Jihad, under the Mullahs and the Sharia (Islamic law). It's difficult to understand why the American left does not grasp this. They favor human rights, civil rights, liberty and freedom, but evidently not for Iraqis. "Peace Activists" always seem to demonstrate here in America , where it's safe. Why don't we see Peace Activist demonstrating in Iran , Syria , Iraq , Sudan , North Korea , in the places that really need peace activism the most? The liberal mentality is supposed to favor human rights, civil rights, democracy, multiculturalism, diversity, etc., but if the Jihad wins, wherever the Jihad wins, it is the end of civil rights, human rights, democracy, multiculturalism, diversity, etc. Americans who oppose the liberation of Iraq are coming down on the side of their own worst enemy. ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Raymond S. Kraft is a writer living in Northern California Note: forwarded message attached. Written by Raymond S. Kraft This is HISTORY THAT HAS BEEN LEFT OUT OF OUR TEXTBOOKS. MANY OF YOU ARE NOT OLD ENOUGH TO REMEMBER THAT NEARLY EVERY FAMILY IN AMERICA WAS GROSSLY AFFECTED BY WWII. MANY OF YOU DON'T REMEMBER THE RATIONING OF MEAT, SHOES, GASOLINE, AND SUGAR. NO TIRES FOR OUR AUTOMOBILES, AND A SPEED LIMIT OF 35 MILES AN HOUR ON THE ROAD. NOT TO MENTION, NO NEW AUTOMOBILES. READ THIS AND THINK ABOUT HOW WE WOULD REACT TO BEING TAKEN OVER BY FOREIGNERS. ----- Historical Significance: Sixty-three years ago, Nazi Germany had overrun almost all of Europe and hammered England to the verge of bankruptcy and defeat, and had sunk more than four hundred British ships in their convoys between England and America for food and war materials. At that time the US was in an isolationist, pacifist mood, and most Americans wanted nothing to do with the European or the Asian war. Then along came Pearl Harbor on December 7, 1941, and in outrage Congress unanimously declared war on Japan , and the following day on Germany , which had not yet attacked us. It was a dicey thing. We had few allies. France was not an ally, as the Vichy government of France quickly aligned itself with its German occupiers. Germany was certainly not an ally, as Hitler was intent on setting up a Thousand Year Reich in Europe . Japan was not an ally, as it was well on its way to owning and controlling all of Asia . Together, Japan and Germany had long-range plans of invading Canada and Mexico , as launching pads to get into the United States over our northern and southern borders, after they finished gaining control of Asia and Europe . America 's only allies then were England , Ireland , Scotland , Canada , Australia , and Russia . That was about it. All of Europe, from Norway to Italy , except Russia in the East, was already under the Nazi heel. America was certainly not prepared for war. America had drastically downgraded most of its military forces after W.W.I and throughout the depression, so that at the outbreak of WW2, army units were training with broomsticks because they didn't have guns, and cars with "tank" painted on the doors because they didn't have real tanks. And a huge chunk of our navy had just been sunk or damaged at Pearl Harbor . Britain had already gone bankrupt, saved only by the donation of $600 million in gold bullion in the Bank of England, that was actually the property of Belgium , given by Belgium to England to carry on the war when Belgium was overrun by Hitler (a little known fact). Actually, Belgium surrendered on one day, because it was unable to oppose the German invasion, and the Germans bombed Brussels into rubble the next day just to prove they could. Britain had already been holding out for two years in the face of staggering losses and the near decimation of its air force in the Battle of Britain, and was saved from being overrun by Germany only because Hitler made the mistake of thinking the Brits were a relatively minor threat that could be dealt with later, and first turning his attention to Russia , at a time when England was on the vergeof collapse, in the late summer of 1940. Ironically, Russia saved America 's butt by putting up a desperate fight for two years, until the US got geared up to begin hammering away at Germany . Russia lost something like 24 million people in the sieges of Stalingrad and Moscow alone... 90% of them from cold and starvation, mostly civilians, but also more than a 1,000,000 soldiers. Had Russia surrendered, Hitler would have been able to focus his entire war effort against the Brits, then America . And the Nazis could possibly have won the war. All of this is to illustrate that turning points in history are often dicey things. And now, we find ourselves at another one of those key moments in history. There is a very dangerous minority in Islam that either has, or wants and may soon have, the ability to deliver small nuclear, biological, or chemical weapons, almost anywhere in the world. The Jihadis, the militant Muslims, are basically Nazis in Kaffiyahs -- they believe that Islam, a radically conservative form of Wahhabi Islam, should own and control the Middle East first, then Europe , then the world. And that all who do not bow to their will of thinking should be killed, enslaved, or subjugated. They want to finish the Holocaust, destroy Israel , and purge the world of Jews. This is their mantra. There is also a civil war raging in the Middle East -- for the most part not a hot war, but a war of ideas. Islam is having its Inquisition and its Reformation, but it is not known yet which will win -- the Inquisitors, or the Reformationists. If the Inquisition wins, then the Wahhabis, the Jihadis, will control the Middle East, the OPEC oil, and the US , European, and Asian economies. The techno-industrial economies will be at the mercy of OPEC -- not an OPEC dominated by the educated, rational Saudis of today, but an OPEC dominated by the Jihadis. You want gas in your car? You want heating oil next winter? You want the dollar to be worth anything? You better hope the Jihad, the Muslim Inquisition, loses, and the Islamic Reformation wins. If the Reformation movement wins, that is, the moderate Muslims who believe that Islam can respect and tolerate other religions, and live in peace with the rest of the world, and move out of the 10th century into the 21st, then the troubles in the Middle East will eventually fade away, and a moderate and prosperous Middle East will emerge. We have to help the Reformation win, and to do that we have to fight the Inquisition, i.e., the Wahhabi movement, the Jihad, Al Qaeda and the Islamic terrorist movements. We have to do it somewhere. And we can't do it everywhere at once. We have created a focal point for the battle at a time and place of our choosing........in Iraq . Not in New York , not in London , or Paris or Berlin , but in Iraq , where we are doing two important things. (1) We deposed Saddam Hussein. Whether Saddam Hussein was directly involved in 9/11 or not, it is undisputed that Saddam has been actively supporting the terrorist movement for decades. Saddam is a terrorist. Saddam is, or was, a weapon of mass destruction, who is responsible for the deaths of probably more than a million Iraqis and two million Iranians. (2) We created a battle, a confrontation, a flash point, with Islamic terrorism in Iraq . We have focused the battle. We are killing bad people, and the ones we get there we won't have to get here. We also have a good shot at creating a democratic, peaceful Iraq , which will be a catalyst for democratic change in the rest of the Middle East , and an outpost for a stabilizing American military presence in the Middle East for as long as it is needed. World War II, the war with the German and Japanese Nazis, really began with a "whimper" in 1928. It did not begin with Pearl Harbor . It began with the Japanese invasion of China . It was a war for fourteen years before America joined it. It officially ended in 1945 -- a 17 year war -- and was followed by another decade of US occupation in Germany and Japan to get those countries reconstructed and running on their own again ... a 27 year war. World War II cost the United States an amount equal to approximately a full year's GDP -- adjusted for inflation, equal to about $12 trillion dollars. W.W.II cost America more than 400,000 killed in action, and nearly 100,000 still missing in action. The Iraq war has, so far, cost the US about $160 billion, which is roughly what 9/11 cost New York . It has also cost about 3,000 American lives, which is roughly EQUAL TO the 3,000 lives that the Jihad snuffed on 9/11. But the cost of not fighting and winning W.W.II would have been unimaginably greater -- a world dominated by German and Japanese Nazism. This is not 60 minute TV shows, and 2 hour movies in which everything comes out okay. The real world is not like that. It is messy, uncertain, and sometimes bloody and ugly. Always has been, and probably always will be. The bottom line is that we will have to deal with Islamic terrorism until we defeat it, whenever that is. It will not go away if we ignore it. If the US can create a reasonably democratic and stable Iraq , then we have an " England " in the Middle East , a platform, from which we can work to help modernize and moderate the Middle East . The history of the world is the clash between the forces of relative civility and civilization, and the barbarians clamoring at the gates. The Iraq war is merely another battle in this ancient and never ending war. And now, for the first time ever, the barbarians are about to get nuclear weapons. Unless somebody prevents them. We have four options: 1. We can defeat the Jihad now, before it gets nuclear weapons. 2. We can fight the Jihad later, after it gets nuclear weapons (which may be as early as next year, if Iran 's progress on nuclear weapons is what Iran claims it is) 3. We can surrender to the Jihad and accept its dominance in the Middle East, now, in Europe in the next few years or decades, and ultimately in America . 4. Or, we can stand down now, and pick up the fight later when the Jihad is more widespread and better armed, perhaps after the Jihad has dominated France and Germany and maybe most of the rest of Europe . It will, of course, be more dangerous, more expensive, and much bloodier. If you oppose this war, I hope you like the idea that your children, or grandchildren, may live in an Islamic America under the Mullahs and the Sharia, an America that resembles Iran today. The history of the world is the history of civilizational clashes, cultural clashes. All wars are about ideas, ideas about what society and civilization should be like, and the most determined always win. Those who are willing to be the most ruthless always win. The pacifists always lose, because the anti-pacifists kill them. Remember, perspective is every thing, and America 's schools teach too little history for perspective to be clear, especially in the young American mind. The Cold war lasted from about 1947 at least until the Berlin Wall came down in 1989. Forty-two years. Europe spent the first half of the 19th century fighting Napoleon, and from 1870 to 1945 fighting Germany World War II began in 1928, lasted 17 years, plus a ten year occupation, and the US still has troops in Germany and Japan . World War II resulted in the death of more than 50 million people, maybe more than 100 million people, depending on which estimates you accept. The US has taken more than 3,000 killed in action in Iraq . The US took more than 4,000 killed in action on the morning of June 6, 1944, the first day of the Normandy Invasion to rid Europe of Nazi Imperialism. In W.W.II the US averaged 2,000 KIA a week -- for four years. Most of the individual battles of W.W.II lost more Americans than the entire Iraq war has done so far. But the stakes are at least as high ... A world dominated by representative governments with civil rights, human rights, and personal freedoms .. or a world dominated by a radical Islamic Wahhabi movement, by the Jihad, under the Mullahs and the Sharia (Islamic law). It's difficult to understand why the American left does not grasp this. They favor human rights, civil rights, liberty and freedom, but evidently not for Iraqis. "Peace Activists" always seem to demonstrate here in America , where it's safe. Why don't we see Peace Activist demonstrating in Iran , Syria , Iraq , Sudan , North Korea , in the places that really need peace activism the most? The liberal mentality is supposed to favor human rights, civil rights, democracy, multiculturalism, diversity, etc., but if the Jihad wins, wherever the Jihad wins, it is the end of civil rights, human rights, democracy, multiculturalism, diversity, etc. Americans who oppose the liberation of Iraq are coming down on the side of their own worst enemy. ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Raymond S. Kraft is a writer living in Northern California Note: forwarded message attached. I don't have a link.it was sent to me in an e-mail.And I am not editing it dip What is the diffrance if you read it here or from a linked sight? Read it or don't BUT DON"T WINE ABOUT IT!!!!!!!!!!!!!!!!!!!!!!!!!!!!! SAMHERO WHO THE HELL IS RAYMOND?????????????

Are illegals receiving better health care that veterans? Illegal immigrants Get Better Health Care Then US Vets! Illegal immigrants depressed wages in Arizona to the tune of $1.4 billion in 2006 and dipped lower-skilled legal workers’ pay by 4.7 percent. That is according to a study by a Harvard University economist commissioned by the Maricopa County Attorney’s Office. The MCAO had the study done as part of its defense of the state’s new employer sanctions law. Business and Hispanic groups have challenged that law questioning its validity and arguing it would hurt the state’s economy. The study by Harvard economist George Borjas said hiring illegal immigrants depresses wages because they work for lower pay and sometimes are paid under the table. The study said illegal immigrants primarily impact wages and jobs held by legal workers with lower education levels. Borjas said that illegals make up 10 percent of all state workers and decrease all wages by 1.5 percent. Before our last election for change: As the left proclaims that there will be a massive Latino voter turnout in 2008, more and more cities across the nation are claiming that they can’t stop voter fraud among illegal aliens. Study: Illegals depress wages by $1.4 billion in Arizona- Source=Phoenix Business Journal . They cost the state about $1.4 billion in services, this is only Arizona. Arizona consistently has one of the nation’s highest rates of fatal hit-and-run crashes. And some statistical evidence suggests the state’s large number of illegal immigrants is one reason. But to many traffic safety experts and insurance industry officials, there is at least circumstantial evidence that people illegally in the country contribute to the hit-and-run problem. The seven states with the highest rates of fatal hit-and-run crashes are also the seven states that have the most illegal immigrants, according to two think tanks. Both the Pew Hispanic Center and Center for Immigration Studies rank Arizona fifth and put its illegal immigrant population at about 500,000, or 9 percent of all state residents. Arizona led the nation in another category that may be tied to illegal immigration: one in 12 drivers in fatal accidents had no license at all. New Mexico and Texas, two other border states, ranked second and third in that measure. Arizona’s high rates of unlicensed drivers and hit-and-run crashes are “joined at the hip,” said Dave Willis, a senior research scientist at the Texas Transportation Institute who has studied traffic safety issues for 30 years. Gustavo Soto, a supervisory agent with the Border Patrol’s Tucson Sector, said smugglers of illegal immigrants or illegal drugs often are involved in fatal hit-and-runs in this part of the state. “They’re driving reckless, and they’re driving in shoddy vehicles,” Soto said. Ahr said smugglers and illegal immigrants often leave the scene of a wreck to avoid being deported. Many of the vehicles used to transport illegal immigrants are stolen or rented, he added. If the government can turn its back on health care for military veterans, as it announced it would last week, then cutting off illegal aliens shouldn’t be too tough. “All veterans and their families are painfully aware of the uphill struggle to obtain medical services at Veteran’s Affairs hospitals and clinics. We have to provide a ream of personal, financial, and military documentation just to get “in” the system. Once the information is validated then we are informed what our “share” of the medical expenses will be. If we submit the information in March, and we lose our job in April, we have to wait a full year for the VA to reassess our co-payment. With past funding cuts it is not unusual for a veteran to have to travel across several counties to reach a VA medical center. Meanwhile, the illegal simply presents himself to the nearest hospital for a complete smorgasbord of free medical services. This “squatter” enjoys all of the freedoms that the veteran has fought for, with none of the pain, suffering, or expenses associated with them… The Florida Hospital Association surveyed 28 hospitals and found that health care for illegal aliens totaled at least $40 million in 2002! So you can see this problem is nation wide! Illegal immigrants may not know much about medical care. But one thing they do know: they get a better deal in the U.S. than they do in Mexico. Illegal aliens have cost billions of taxpayer-funded dollars for medical services. Dozens of hospitals in Texas, New Mexico Arizona, and California, have been forced to close or face bankruptcy because of federally-mandated programs requiring free emergency room services to illegal aliens. Taxpayers pay half-a-billion dollars per year incarcerating illegal alien criminals. Immigration is a net drain on the economy; corporate interests reap the benefits of cheap labor, while taxpayers pay the infrastructural cost. Research shows “the net annual cost of immigration has been estimated at between “the net annual cost of immigration has been estimated at between $67 and $87 billion a year. The National Academy of Sciences found that the net fiscal drain on American taxpayers is between $166 and $226 a year per native household. Even studies claiming some modest overall gain for the economy from immigration ($1 to $10 billion a year) have found that it is outweighed by the fiscal cost ($15 to $20 billion a year) to native taxpayers.” 80% of cocaine and 50% of heroin in the U.S. is smuggled across the border by Mexican nationals. Drug cartels spend a half-billion dollars per year bribing Mexico’s corrupt generals and police officials, and armed confrontations between the Mexican army and U.S. Border Patrol agents are a real threat. There have been 118 documented incursions by the Mexican military over the last five years. i do not use splc as a source, they are not reliable and truthful.

Unable to file bankrupcty, still need legal advice? I need legal advice on how to handle a debt problem. I owe $10,000 to 3 USA credit cards each, so a total of $30,000. I am broke, but according to all the lawyers that I have consulted (all of them belong to the California American Board of Certification, the national certification board for bankruptcy, or the ones rated on the Best bureau Business,) tell me that I can file for bankruptcy, but the judge will not allow the debts to be discharged (Is a long story and all the lawyers ask me why and once I explained them, they agree that is not advisable). I have lived a hell suffering because I think is not ethical to avoid paying, but I am broke, my plan was not to do this, they offered me credit cards with balance transfer and I used them as a way to borrow money while I was solving my problems here, but things did not worked the way I planned and suddenly I cannot obtain more balance transfers and the debt is there but I am broke. So, I am not looking for a lawyer to file bankruptcy, I am looking for a lawyer that answers my questions that I will have through the collecting and suing process. I am Mexican, I have lived in Mexico the last 7 seven years of my life. I do not have any assets in the US nor in Mexico or anywhere, I do not have any assets at all. The same lawyers that I have contacted, I have asked them for a legal consultation, but, they do not offer that, some of them have suggested me to look for a lawyer with practice in the debt collect law. So, my first question is where to look for a reliable lawyer. The questions that I have right now for this lawyer are below, just in case you want to give your opinion if have had any experience on this. What happens if I answer the call and tell them that I will not pay them? If I tell them that I do not have any asset in the USA? And I am not living in the USA? And I am broke? I am not American (this may cause that the bank send a notice to migration)? They may find out that I have some relation with that address in California is that a problem for the people that live there? Are they ever going to go the California address? They may find out my address in Mexico, is that a problem? If in the future I want to go to the USA, Will migration sends me to jail or does not allow me to be there? How long does it take from the initial of collecting until the release of charges from being sued? What happen if they sue me?

MY FINANCES are a complete disaster: besides suicide what can I really do??? I feel totally hopeless here and hoping that I do not get ridiculed by telling my story. I have student loans (law school and undergrad) totalling $180,000. I live in California and it took me 4 times to pass the bar. I had a lot of trouble w/ living expenses (no one would hire me b/c overqualified blah blah blah). So, lived off of credit cards. Credit card debt is $20,000. Car $19,500.00, so monthly payment is $400 or so. I would trade it in but I am upside down big time in negative equity. I make $70,000.00 but after rent and all my expenses, I seriously have $200 left over (and that is for food and gas). How in God's name can I ever get out of this hole??? I sure cannot claim bankruptcy with the new code. I haven't had a good night sleep in about 2 years. When I graduated from law school, I thought I would get a decent paying legal job and that didn't happen. I have friends who make way less and live way better than I do. This is really depressing. I don't even own a home nor can I save any money. help!!!! I make too much to claim bankruptcy. I already did a consult. Also, you cannot bankrupt student loans at all. I have no one to live with. Nobody can take me in. This may also seem strange but I feel like I cannot date either because if a man realizes how bad my finances are, he will ditch me. I feel like I have ruined my life at 36. Last year I joined a "debt management plan" because my credit cards were all at 20% or higher. I defaulted on one credit card by going over my credit limit once and they ALL went up over 20% interest rate. There is a service fee of $40 for the debt mgmt plan, but my highest interest rate is 10%. Most of my credit cards dropped to 9% or below. I am still very stressed out though.

A brief, but interesting history lesson.// Got this e mailed to me what do you think? A brief, but interesting history lesson. Sixty-three years ago, Nazi Germany had overrun almost all of Europe and hammered England to the verge of bankruptcy and defeat, and had sunk more than four hundred British ships in their convoys between England and America for food and war materials. At that time the U.S. was in an isolationist, pacifist mood, and most Americans wanted nothing to do with the European or the Asian war. Then along came Pearl Harbor on December 7, 1941, and in outrage Congress unanimously declared war on Japan, and the following day on Germany, which had not yet attacked us. It was a dicey thing. We had few allies. France was not an ally, as the Vichy government of France quickly aligned itself with its German occupiers. Germany was certainly not an ally, as Hitler was intent on setting up a Thousand Year Reich in Europe. Japan was not an ally, as it was well on its way to owning and controlling all of Asia. Together, Japan and Germany had long-range plans of invading Canada and Mexico, as launching pads to get into the United States over our northern and southern borders, after they finished gaining control of Asia and Europe. America's only allies then were England, Ireland, Scotland, Canada, Australia, and Russia. That was about it. All of Europe, from Norway to Italy, except Russia in the east, was already under the Nazi heel. America was certainly not prepared for war. America had drastically downgraded most of its military forces after WWI and throughout the depression, so that at the outbreak of WW2, army units were training with broomsticks because they didn't have guns, and cars with "tank" painted on the doors because they didn't have real tanks. And a huge chunk of our navy had just been sunk or damaged at Pearl Harbor. Britain had already gone bankrupt, saved only by the donation of $600 million in gold bullion in the Bank of England, that was actually the property of Belgium, given by Belgium to England to carry on the war when Belgium was overrun by Hitler (a little known fact). Actually, Belgium surrendered on one day, because it was unable to oppose the German invasion, and the Germans bombed Brussels into rubble the next day just to prove they could. Britain had already been holding out for two years in the face of staggering shipping loses and the near-decimation of its air force in the Battle of Britain, and was saved from being overrun by Germany only because Hitler made the mistake of thinking the Brits were a relatively minor threat that could be dealt with later, and first turning his attention to Russia, at a time when England was on the verge of collapse, in the late summer of 1940. Ironically, Russia saved America's butt by putting up a desperate fight for two years, until the U.S. got geared up to begin hammering away at Germany. Russia lost something like 24 million people in the sieges of Stalingrad and Moscow alone... 90% of them from cold and starvation, mostly civilians, but also more than a MILLION soldiers. Had Russia surrendered, Hitler would have been able to focus his entire war effort against the Brits, then America. And the Nazis could possibly have won the war. All of this is to illustrate that turning points in history are often dicey things. And now, we find ourselves at another one of those key moments in history. There is a very dangerous minority in Islam that either has, or wants and may soon have, the ability to deliver small nuclear, biological, or chemical weapons, almost anywhere in the world. The Jihadis, the militant Muslims, are basically Nazis in Kaffiyahs -- they believe that Islam, a radically conservative form of Wahhabi Islam, should own and control the Middle East first, then Europe, then the world. And that all who do not bow to their will of thinking should be killed, enslaved, or subjugated. They want to finish the Holocaust, destroy Israel, and purge the world of Jews. This is their mantra. There is also a civil war raging in the Middle East -- for the most part not a hot war, but a war of ideas. Islam is having its Inquisition and its Reformation, but it is not known yet which will win -- the Inquisitors, or the Reformationists. If the Inquisition wins, then the Wahhabis, the Jihadis, will control the Middle East, the OPEC oil, and the US, European, and Asian economies. The techno-industrial economies will be at the mercy of OPEC -- not an OPEC dominated by the educated, rational Saudis of today, but an OPEC dominated by the Jihadis. You want gas in your car? You want heating oil next winter? You want the dollar to be worth anything? You better hope the Jihad, the Muslim Inquisition, loses, and the Islamic Reformation wins. If the Reformation movement wins, that is, the moderate Muslims who believe that Islam can respect and tolerate other religions, and live in peace with the rest of the world, and move out of the 10th century into the 21st, then the troubles in the Middle East will eventually fade away, and a moderate and prosperous Middle East will emerge. We have to help the Reformation win, and to do that we have to fight the Inquisition, i.e., the Wahhabi movement, the Jihad, Al Qaeda and the Islamic terrorist movements. We have to do it somewhere. And we can't do it everywhere at once. We have created a focal point for the battle at a time and place of our choosing........in Iraq. Not in New York, not in London, or Paris or Berlin, but in Iraq, where we are doing two important things. (1) We deposed Saddam Hussein. Whether Saddam Hussein was directly involved in 9/11 or not, it is undisputed that Saddam has been actively supporting the terrorist movement for decades. Saddam is a terrorist. Saddam is, or was, a weapon of mass destruction, who is responsible for the deaths of probably more than a million Iraqis and two million Iranians. (2) We created a battle, a confrontation, a flash point, with Islamic terrorism in Iraq. We have focused the battle. We are killing bad people, and the ones we get there we won't have to get here. We also have a good shot at creating a democratic, peaceful Iraq, which will be a catalyst for democratic change in the rest of the Middle East, and an outpost for a stabilizing American military presence in the Middle East for as long as it is needed. World War II, the war with the German and Japanese Nazis, really began with a "whimper" in 1928. It did not begin with Pearl Harbor. It began with the Japanese invasion of China. It was a war for fourteen years before America joined it. It officially ended in 1945 -- a 17 year war -- and was followed by another decade of U.S. occupation in Germany and Japan to get those countries reconstructed and running on their own again ... a 27 year war. World War II cost the United States an amount equal to approximately a full year's GDP -- adjusted for inflation, equal to about $12 trillion dollars. WWII cost America more than 400,000 killed in action, and nearly 100,000 still missing in action. The Iraq war has, so far, cost the US about $160 billion, which is roughly what 9/11 cost New York. It has also cost about 2,200 American lives, which is roughly 2/3 of the 3,000 lives that the Jihad snuffed on 9/11. But the cost of not fighting and winning WWII would have been unimaginably greater -- a world dominated by German and Japanese Nazism. Americans have a short attention span, conditioned by 30 second sound bites, 60 minute TV shows, and 2 hour movies in which everything comes out okay. The real world is not like that. It is messy, uncertain, and sometimes bloody and ugly. Always has been, and probably always will be. The bottom line is that we will have to deal with Islamic terrorism until we defeat it, whenever that is. It will not go away if we ignore it. If the U.S. can create a reasonably democratic and stable Iraq, then we have an "England" in the Middle East, a platform, from which we can work to help modernize and moderate the Middle East. The history of the world is the clash between the forces of relative civility and civilization, and the barbarians clamoring at the gates. The Iraq war is merely another battle in this ancient and never-ending war. And now, for the first time ever, the barbarians are about to get nuclear weapons. Unless somebody prevents them. We have four options: 1. We can defeat the Jihad now, before it gets nuclear weapons. 2. We can fight the Jihad later, after it gets nuclear weapons (which may be as early as next year, if Iran's progress on nuclear weapons is what Iran claims it is). 3. We can surrender to the Jihad and accept its dominance in the Middle East, now, in Europe in the next few years or decades, and ultimately in America. 4. Or, we can stand down now, and pick up the fight later when the Jihad is more widespread and better armed, perhaps after the Jihad has dominated France and Germany and maybe most of the rest of Europe. It will, of course, be more dangerous, more expensive, and much bloodier. If you oppose this war, I hope you like the idea that your children, or grandchildren, may live in an Islamic America under the Mullahs and the Sharia, an America that resembles Iran today. The history of the world is the history of civilizational clashes, cultural clashes. All wars are about ideas, ideas about what society and civilization should be like, and the most determined always win. Those who are willing to be the most ruthless always win. The pacifists always lose, because the anti-pacifists kill them. Remember, perspective is everything, and America's schools teach too little history for perspective to be clear, especially in the young American mind. The Cold war lasted from about 1947 at least until the Berlin Wall came down in 1989. Forty-two years. Europe spent the first half of the 19th century fighting Napoleon, and from 1870 to 1945 fighting Germany. World War II began in 1928, lasted 17 years, plus a ten year occupation, and the U.S. still has troops in Germany and Japan. World War II resulted in the death of more than 50 million people, maybe more than 100 million people, depending on which estimates you accept. The U.S. has taken more than 2,000 KIA in Iraq. The U.S. took more than 4,000 killed in action on the morning of June 6, 1944, the first day of the Normandy Invasion to rid Europe of Nazi Imperialism. In WWII the US averaged 2,000 KIA a week -- for four years. Most of the individual battles of WWII lost more Americans than the entire Iraq war has done so far. But the stakes are at least as high ... A world dominated by representative governments with civil rights, human rights, and personal freedoms ... or a world dominated by a radical Islamic Wahhabi movement, by the Jihad, under the Mullahs and the Sharia (Islamic law). It's difficult to understand why the American left does not grasp this. They favor human rights, civil rights, liberty and freedom, but evidently not for Iraqis. "Peace Activists" always seem to demonstrate here in America, where it's safe. Why don't we see Peace Activist demonstrating in Iran, Syria, Iraq, Sudan, North Korea, in the places that really need peace activism the most? The liberal mentality is supposed to favor human rights, civil rights, democracy, multiculturalism, diversity, etc., but if the Jihad wins, wherever the Jihad wins, it is the end of civil rights, human rights, democracy, multiculturalism, diversity, etc. Americans who oppose the liberation of Iraq are coming down on the side of their own worst enemy. ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Raymond S. Kraft is a writer living in Northern California. Please consider passing along copies of this article to students in high school, college and university as it contains information about the American past that is very meaningful today -- history about America that very likely is completely unknown by them (and their instructors, too). By being denied the facts of our history, they are at a decided disadvantage when it comes to reasoning and thinking through the issues of today. They are prime targets for misinformation campaigns beamed at enlisting them in causes and beliefs that are special interest agenda driven I about did as well lol but it was an interesting article. Riser how do you know I am foreigner and not an American gringo? Damn your ignorant lol RUSS your answer only sows that you lack attention to detail. This is an article that was written and i am posting it for opinions. RUSS your answer only shows that you lack attention to detail. This is an article that was written and i am posting it for opinions. RUSS your answer only shows that you lack attention to detail. This is an article that was written and I am posting it for opinions. Casey There is a question to this post. What do you think about this article written by Mr. Kraft from Northern California? Now that I have rephrased the question do you have an opinion? :)

When WILL THE AMERICAN PEOPLE TAKE BACK THEIR REPUBLIC FROM THE CONTROL OF US CORPORATE GOVERNMENT? DUN & BRADSTREET listings of government units, offices, agencies, and instrumentalities. No doubt about the search results regarding the complete ‘federalization’ or ‘corporatization’ of the purported ‘government’. Nothing about the “United States” or “UNITED STATES” is as it appears or is commonly presumed to be. It is a ‘de facto’ ‘doctrine of necessity’ by ‘occupation’ in ‘bankruptcy’ operating for the benefit of undisclosed third-party Principals who also allege to be Holders in Due Course as “Prime Creditors”. Lawful government was deconstructed when after the Civil War the states and the ten southern states were ‘Reconstructed’ during and within the Reconstruction Acts. The current form of ‘government’ has nothing to do with lawful ‘government’ or ‘governance’ of/by/for the people or the de jure union of several American states. Every aspect of the idea of ‘government’ has been incorporated and operates as an implied ‘resultant’ equity constructive TRUST and commercial franchise of the UNITED STATES, having no fixed or pre-determined rules to run by, because the organic rules operated ‘without the United States’-District of Columbia, ‘within the United States of America’, which is a diverse and distinctly different entity at law in commerce. This subject can be elaborated ad nauseam, but the gist is what you may have already summarized and concluded. How can a corporate executive of a non-Constitutional entity be held accountable to his actions under a Constitutional standard, where there is no one in any aspect of the same CORPORATION that has authority to do so? Furthermore, the CORPORATION itself has no nexus to the Organic Constitution for the United States of America, where exist the only mechanisms and constructs for ‘lawful government’ and protections of un/in-a-lien-able Rights under the Bill of Rights. The CORPORATION is itself an abomination. The Federal Convention 1787, September 14. The state delegates voted on the motion to delegate authority to Congress to incorporate or to grant charters of incorporation, and it was explicitly rejected. (BELOW IS THE BEGAINING OF ALL THE US GOVERNMENT AGENCIES LISTED ON DUN AND BRADSTREET) < PreviousShowing 1 of 1Sort by: Next > HQEXECUTIVE OFFICE OF THE PRESIDENT EXECUTIVE OFFICE OF THE PRESIDENT 1600 PENNSYLVANIA AVE NW, WASHINGTON, DC HQOFFICE OF NATIONAL DRUG CONTROL POLICY OFFICE OF NATIONAL DRUG CONTROL POLICY Also Traded as EXECUTIVE OFFICE OF THE PRESIDENT750 17TH ST NW, WASHINGTON, DC HQSCIENCE AND TECHNOLOGY POLICY, OFFICE OF SCIENCE AND TECHNOLOGY POLICY, OFFICE OF OLD EXECUTIVE OFFICE BLDG, RM 431, WASHINGTON, DC BREXECUTIVE OFFICE OF THE PRESIDENT EXECUTIVE OFFICE OF THE PRESIDENT 725 17TH ST NW RM 4208, WASHINGTON, DC BREXECUTIVE OFFICE OF THE PRESIDENT EXECUTIVE OFFICE OF THE PRESIDENT 725 17TH ST NW, WASHINGTON, DC BREXECUTIVE OFFICE OF THE PRESIDENT EXECUTIVE OFFICE OF THE PRESIDENT 1724 F ST NW, WASHINGTON, DC BREXECUTIVE OFFICE OF THE PRESIDENT EXECUTIVE OFFICE OF THE PRESIDENT 1700 PENNSYLVANIA AVE NW, RM 100 EEOB, WASHINGTON, DC HQEXECUTIVE OFFICE OF THE UNITED STATES GOVERNMENT EXECUTIVE OFFICE OF THE UNITED STATES GOVERNMENT 1600 PENNSYLVANIA AVE NW, WASHINGTON, DC HQCONSOLIDATED EXECUTIVE OFFICE CONSOLIDATED EXECUTIVE OFFICE 950 PENNSYLVANIA AVE NW, WASHINGTON, DC HQTRUSTEES, EXECUTIVE OFFICE FOR THE US TRUSTEES, EXECUTIVE OFFICE FOR THE US 20 MASSACHUSETTS AVE, WASHINGTON, DC HQATTORNEYS, EXECUTIVE OFFICE FOR UNITED STATES ATTORNEYS, EXECUTIVE OFFICE FOR UNITED STATES 600 E STREET NW STE 8302, WASHINGTON, DC BREXECUTIVE OFFICE OF THE STATE OF WASHINGTON EXECUTIVE OFFICE OF THE STATE OF WASHINGTON 444 N CAPITOL ST NW, WASHINGTON, DC BREXECUTIVE OFFICE OF THE STATE OF INDIANA EXECUTIVE OFFICE OF THE STATE OF INDIANA 1455 PENNSYLVANIA AVE NW STE 1140, WASHINGTON, DC BREXECUTIVE OFFICE OF THE STATE OF IDAHO EXECUTIVE OFFICE OF THE STATE OF IDAHO 444 N CAPITOL ST NW STE 216, WASHINGTON, DC BREXECUTIVE OFFICE OF THE STATE OF UTAH EXECUTIVE OFFICE OF THE STATE OF UTAH 444 N CAPITOL ST NW, WASHINGTON, DC BREXECUTIVE OFFICE OF THE GOVERNOR OF DELAWARE EXECUTIVE OFFICE OF THE GOVERNOR OF DELAWARE 444 N CAPITOL CITY STE 230, WASHINGTON, DC BREXECUTIVE OFFICE OF THE STATE OF CALIFORNIA EXECUTIVE OFFICE OF THE STATE OF CALIFORNIA 444 N CAPITOL ST NW # 134, WASHINGTON, DC BREXECUTIVE OFFICE OF THE STATE OF NORTH CAROLINA EXECUTIVE OFFICE OF THE STATE OF NORTH CAROLINA 444 N CAPITOL ST NW STE 332, WASHINGTON, DC BREXECUTIVE OFFICE OF THE COMMONWEALTH OF KENTUCKY EXECUTIVE OFFICE OF THE COMMONWEALTH OF KENTUCKY 444 N CAPITOL ST NW STE 224, WASHINGTON, DC BREXECUTIVE OFFICE OF THE UNITED STATES GOVERNMENT EXECUTIVE OFFICE OF THE UNITED STATES GOVERNMEN chad p - I will leave bombing to the Corporate US Government

Busted - or is it Amnesty? Do you believe that it would be fair that anybody who makes money in an illegal way ( as in: the selling of weapons, Identity thieves, Robbery , Froud, .........) should also be charged with Tax Evasion. Someone stolen my identity and took out a $300,000. Home loan, which caused me to have to file for Bankruptcy, yet when I tried to find out who, when and where, I was denied the " Right to Know" Just recently I was doing a family name search for a " Family tree" project for my sons, and I found out that I live some where in California in an area that I have never been to. The thief used my whole name (maiden) and my age. I am the only one in our family with this name and birth date. I also want to know why the law makes it easier for thieves to steal and very hard for the victims to get complete justice!?!?!?!?!? 1. Bankruptcy happened last year. 2. California is the second thieft. I want to go back to school, I want to buy a home of our own, yet because of my so called bad credit I CAN'T EVEN GET A JOB!!!!!!!!!!! I am so angry I think I just might sue the court system! If I could get true justice, the thieves would get locked up untill all the stolen loans were completely paid off, and they would have to turn all that stolen property over to me since it is my name they so carelessly used, I then would turn it over to charity in those areas I have no plans to live in. No we were never given the opportunity or offered help in finding out who could be so evil to ruin the lifes of a family of 4 They get to live a life of pleasure at my expense, and force us to depend on the tax payers.

Do you agree with this? One Reporter’s Opinion – Americans Fed Up With Stealth Amnesty? It is this reporter's opinion that the amnesty crowd won’t die easily.Led by Senate majority leader, Harry Reid, D-Nev., Ted Kennedy, D-Mass., and company, they've tried five times to shove comprehensive immigration reform through and each time the American people, in their infinite wisdom, have rebuked them. The defeat of the DREAM Act was a major setback. Then came California Sen. Dianne Feinstein’s attempt to add the AgJOBS bill to the Farm Bill and again they fell flat on their faces. Feinstein admitted that amnesty efforts lacked popular support and its proponents could not overcome the opposition. The recent Bank of America fiasco is further evidence that when the people speak, the amnesty crowd listens. Customers tore up their BoA credit cards when the bank decided to give credit cards to illegals. It cost Bank of America a 32-percent drop in business. The threat is not over. Feinstein plans to bring up AgJOBS amnesty as a stand-alone bill later this year. But the amnesty crowd may be getting the message. Eighty House Democrats and Republicans teamed up to propose a new immigration enforcement bill saying they reject the Reid-Kennedy attempt at amnesty. A large number of rank-and-file Democrats agree with most Republicans that the first step should be a get-tough approach to border security. This new approach includes going after businesses that hire illegals; improving information sharing among the IRS, Homeland Security, and Social Security to track illegals; and increasing the number of enforcement agents at the border. We the people are speaking up. The people are fed up with plans to merge the United States into a North American Union with Canada and Mexico which would destroy American sovereignty. We are: Fed up with the refusal of the Federal government to secure our borders. Fed up with armed Mexicans illegally crossing our borders and assaulting Americans. Fed up when Americans like border agents Ignacio Ramos and Jose Compean are sent to prison for defending us from drug-smuggling illegals. Fed up with the millions of illegals in America costing taxpayers hundreds of billions of dollars every year. Fed up with a president who orders 160,000 young Americans into harm’s way, thousands of miles from home, yet refuses to secure America. Fed up with politicians who refuse to enforce immigration laws and claim it is “impossible” to deport criminals who are here illegally Fed up with illegals who take advantage of free medical services to dump their medical bills on our backs and push our hospitals into bankruptcy. Fed up with federal, state, and local systems overrun by illegal aliens costing taxpayers billions each year. Fed up with the fact that illegal aliens kill an average of 12 Americans every day. Fed up with politicians who pamper illegals with driver’s licenses and free public services. Americans are fed up with the Mexicanization of America! And finally, we are fed up with a president and members of Congress who consistently work on behalf of illegals and the state of Mexico and against the interests of the American people. The American people are fed up, mad as he!!, and we are not going to take it anymore! http://www.newsmax.com/putnam/Putnam_amnesty/2007/11/08/47895.html Wonder what the reaction would be if unemployed AMERICAN CITIZENS hung around Home Depot hoping to get picked up for a day job? Would they be arrested for loitering? Would there be riots resulting from illegals outraged that someone is standing on their corner trying to get “their” jobs?

When WILL THE AMERICAN PEOPLE TAKE BACK THEIR REPUBLIC FROM THE CONTROL OF US CORPORATE GOVERNMENT? DUN & BRADSTREET listings of government units, offices, agencies, and instrumentalities. No doubt about the search results regarding the complete ‘federalization’ or ‘corporatization’ of the purported ‘government’. Nothing about the “United States” or “UNITED STATES” is as it appears or is commonly presumed to be. It is a ‘de facto’ ‘doctrine of necessity’ by ‘occupation’ in ‘bankruptcy’ operating for the benefit of undisclosed third-party Principals who also allege to be Holders in Due Course as “Prime Creditors”. Lawful government was deconstructed when after the Civil War the states and the ten southern states were ‘Reconstructed’ during and within the Reconstruction Acts. The current form of ‘government’ has nothing to do with lawful ‘government’ or ‘governance’ of/by/for the people or the de jure union of several American states. Every aspect of the idea of ‘government’ has been incorporated and operates as an implied ‘resultant’ equity constructive TRUST and commercial franchise of the UNITED STATES, having no fixed or pre-determined rules to run by, because the organic rules operated ‘without the United States’-District of Columbia, ‘within the United States of America’, which is a diverse and distinctly different entity at law in commerce. This subject can be elaborated ad nauseam, but the gist is what you may have already summarized and concluded. How can a corporate executive of a non-Constitutional entity be held accountable to his actions under a Constitutional standard, where there is no one in any aspect of the same CORPORATION that has authority to do so? Furthermore, the CORPORATION itself has no nexus to the Organic Constitution for the United States of America, where exist the only mechanisms and constructs for ‘lawful government’ and protections of un/in-a-lien-able Rights under the Bill of Rights. The CORPORATION is itself an abomination. The Federal Convention 1787, September 14. The state delegates voted on the motion to delegate authority to Congress to incorporate or to grant charters of incorporation, and it was explicitly rejected. (BELOW IS THE BEGAINING OF ALL THE US GOVERNMENT AGENCIES LISTED ON DUN AND BRADSTREET) < PreviousShowing 1 of 1Sort by: Next > HQEXECUTIVE OFFICE OF THE PRESIDENT EXECUTIVE OFFICE OF THE PRESIDENT 1600 PENNSYLVANIA AVE NW, WASHINGTON, DC HQOFFICE OF NATIONAL DRUG CONTROL POLICY OFFICE OF NATIONAL DRUG CONTROL POLICY Also Traded as EXECUTIVE OFFICE OF THE PRESIDENT750 17TH ST NW, WASHINGTON, DC HQSCIENCE AND TECHNOLOGY POLICY, OFFICE OF SCIENCE AND TECHNOLOGY POLICY, OFFICE OF OLD EXECUTIVE OFFICE BLDG, RM 431, WASHINGTON, DC BREXECUTIVE OFFICE OF THE PRESIDENT EXECUTIVE OFFICE OF THE PRESIDENT 725 17TH ST NW RM 4208, WASHINGTON, DC BREXECUTIVE OFFICE OF THE PRESIDENT EXECUTIVE OFFICE OF THE PRESIDENT 725 17TH ST NW, WASHINGTON, DC BREXECUTIVE OFFICE OF THE PRESIDENT EXECUTIVE OFFICE OF THE PRESIDENT 1724 F ST NW, WASHINGTON, DC BREXECUTIVE OFFICE OF THE PRESIDENT EXECUTIVE OFFICE OF THE PRESIDENT 1700 PENNSYLVANIA AVE NW, RM 100 EEOB, WASHINGTON, DC HQEXECUTIVE OFFICE OF THE UNITED STATES GOVERNMENT EXECUTIVE OFFICE OF THE UNITED STATES GOVERNMENT 1600 PENNSYLVANIA AVE NW, WASHINGTON, DC HQCONSOLIDATED EXECUTIVE OFFICE CONSOLIDATED EXECUTIVE OFFICE 950 PENNSYLVANIA AVE NW, WASHINGTON, DC HQTRUSTEES, EXECUTIVE OFFICE FOR THE US TRUSTEES, EXECUTIVE OFFICE FOR THE US 20 MASSACHUSETTS AVE, WASHINGTON, DC HQATTORNEYS, EXECUTIVE OFFICE FOR UNITED STATES ATTORNEYS, EXECUTIVE OFFICE FOR UNITED STATES 600 E STREET NW STE 8302, WASHINGTON, DC BREXECUTIVE OFFICE OF THE STATE OF WASHINGTON EXECUTIVE OFFICE OF THE STATE OF WASHINGTON 444 N CAPITOL ST NW, WASHINGTON, DC BREXECUTIVE OFFICE OF THE STATE OF INDIANA EXECUTIVE OFFICE OF THE STATE OF INDIANA 1455 PENNSYLVANIA AVE NW STE 1140, WASHINGTON, DC BREXECUTIVE OFFICE OF THE STATE OF IDAHO EXECUTIVE OFFICE OF THE STATE OF IDAHO 444 N CAPITOL ST NW STE 216, WASHINGTON, DC BREXECUTIVE OFFICE OF THE STATE OF UTAH EXECUTIVE OFFICE OF THE STATE OF UTAH 444 N CAPITOL ST NW, WASHINGTON, DC BREXECUTIVE OFFICE OF THE GOVERNOR OF DELAWARE EXECUTIVE OFFICE OF THE GOVERNOR OF DELAWARE 444 N CAPITOL CITY STE 230, WASHINGTON, DC BREXECUTIVE OFFICE OF THE STATE OF CALIFORNIA EXECUTIVE OFFICE OF THE STATE OF CALIFORNIA 444 N CAPITOL ST NW # 134, WASHINGTON, DC BREXECUTIVE OFFICE OF THE STATE OF NORTH CAROLINA EXECUTIVE OFFICE OF THE STATE OF NORTH CAROLINA 444 N CAPITOL ST NW STE 332, WASHINGTON, DC BREXECUTIVE OFFICE OF THE COMMONWEALTH OF KENTUCKY EXECUTIVE OFFICE OF THE COMMONWEALTH OF KENTUCKY 444 N CAPITOL ST NW STE 224, WASHINGTON, DC BREXECUTIVE OFFICE OF THE UNITED STATES GOVERNMENT EXECUTIVE OFFICE OF THE UNITED STATES GOVERNMEN Dun and Bradstreet is not a world wide recognized reporting agencies according to an educated person !!!

Bankruptcy - California? If I file Bankruptcy in CA, with me having my vehicle reposessed (and still within my state allowed 20 days to recoup the past due), will the repo lot and Finance Company be forced to give the auto back and I pay as originally agreed? I do not know much of BK laws in CA. Serious answers please.